|   | 
              
                
               
              The material in this site is provided for personal, non commercial 
              and informational purposes only and does not constitute a recommendation 
              or endorsement with respect to any company, security or investment. 
              This site makes no representations, and specifically disclaims all 
              warranties, express, implied or statutory, regarding the accuracy, 
              timeliness, completeness, merchantability or fitness for any particular 
              purpose of any material contained in the site. You should seek the 
              advice of a securities professional or other appropriate investment 
              advisor regarding your particular situation. Investing and trading 
              are risky and money can be lost. Market Timing Strategies, Inc. is 
              not responsible for anyone's losses, and our market timing reports 
              are for information purposes only. Opinions are based on historical 
              research and data believed reliable, but there is no guarantee that 
              future market timing results will be profitable. 
              Although every effort is made to present accurate market timing
                data in the results posted on this website, it is within the
                realm of possibilities that during editorial or maintenance work
                on the site, as well as a host of other possibilities and permutations
                of cyberspace, data may be lost, misplaced or that errors may
                be introduced unintentionally. Please report any errors you may
                notice to the webmaster at support@fibtimer.com. Market Timing
                Strategies, Inc. does not guarantee that future market timing
                results will be profitable. Anyone who makes investment decisions
                based on what they read here does so at their own risk and cannot
                hold Market Timing Strategies, Inc. or any of its employees,
                responsible.  
              Paid subscribers to our market timing service receive notification 
                of all buy and sell signals for all mutual fund market timing 
                strategies before these signals are to be executed. We email a 
                complete report for each market timing strategy to subscribers 
                each weekend that we publish. These full market timing reports 
                are emailed to all subscribers by mid-afternoon each Sunday, as well 
                as posted in the password protected section on the website. Mid-week 
                "Fibtimer Alerts" are also emailed to all subscribers, 
                as well as posted in the password protected section on the website, 
                as necessary. The "Current Reports" section on the website 
                is updated at the same time market timing reports and alerts are 
                emailed. If they are not posted online, they have not yet been 
                emailed.  
              Fibtimer.com and Fibtimer.net are fully owned and operated by 
                Market Timing Strategies, Inc., a Virginia Corporation.  
              Market Timing Strategies, Inc. has no control over any sites we 
                link to, is not affiliated with these sites, and cannot take responsibility 
                for their quality or suitability. We are not responsible for claims 
                made by advertisers.  
              Renewals Policy: Subscriptions
                are  renewed automatically and billed to your credit card at
                the beginning  of each subscription period (monthly, quarterly,
                half year) until  you cancel your subscription. You may cancel
                at anytime by emailing  us at "support@fibtimer.com."  
              Refunds Policy: You may cancel your account at any time, and 
                receive a full refund for the unused portion of your subscription 
                fees. This is our 100% risk-free guarantee to you.  
              
                © Copyright  , All Rights Reserved.  
                  Contacting
                    Fibtimer:  
    Market Timing Strategies, Inc. 
    Fibtimer.com 
 
  Email:    **
  best way to contact us is by email 
 
                Email Customer Support: support@fibtimer.com 
               
               
                Unless otherwise specified, these services, Fibtimer, Bull & 
                Bear Pro Timer, Bull Pro Timer, Gold Timer, Bond Timer, Small 
                Cap Timer, Sector Timer, ETF Timer & Stock Timer, the websites 
                Fibtimer.com, Fibtimer.net and their contents are fully owned 
                by Market Timing Strategies, Inc. and are protected by the United 
                States Copyright Act of 1976, as amended, and the copyright laws 
                of other countries. Certain materials are used by permission of 
                their respective owners.  
              The materials provided in this service, including graphic images, 
                buttons, and text, may not be copied, reproduced, republished, 
                uploaded, posted, transmitted, or distributed in any way, without 
                the prior written permission, except that you may download, display, 
                or print one copy of the materials on any single computer solely 
                for your personal, noncommercial, home use, provided that you 
                keep intact all copyright, trademark, and other proprietary notices. 
                Modification of the materials or use of the materials for any 
                other purpose is a violation of Market Timing Strategies, Inc., 
                or its third-party information providers' copyrights and other 
                proprietary rights. Nothing contained herein shall be construed 
                as conferring by implication or otherwise, any license or right 
                under any copyright, patent, trademark, or other proprietary interest 
                of Market Timing Strategies, Inc. or any third party. 
              
             |